Sports Cover

When you add Sports Cover to your travel insurance, you unlock a suite of enhanced protections designed for travellers engaging in both recreational and more hazardous activities. Here’s what you’re covered for:

If you're unable to participate in a prepaid, non-refundable activity due to specific unforeseen events, we will reimburse your costs (less available refunds) up to the policy limit. Covered reasons include:

1. You, your travel companion, or a participating family member becomes ill, injured, or is diagnosed with a medical condition (including epidemic or pandemic-related conditions such as COVID-19) and a doctor confirms you should not attend.
2. A non-participating family member becomes seriously ill or injured, requiring hospitalization or your care.
3. Death of a travel companion, family member, or service animal shortly before or during your trip.
4. Severe weather cancels your prepaid activity.
5. Closure of 75% or more ski trails due to snow conditions for at least 50% of the day you planned to ski.

Important: The doctor must consult or examine within 72 hours of the scheduled activity (or as soon as reasonably possible) to validate the claim.

Your sporting gear is protected against loss, theft, or damage by a travel supplier while on your trip. Allianz will reimburse either the cost to repair or the depreciated replacement value (up to 50% based on age), with the following conditions:

1. You must have original receipts or valid proof of purchase.
2. Loss must be reported within 24 hours to local authorities, the hotel, tour operator, or travel carrier.
3. You must take reasonable precautions to safeguard your equipment.

What’s not covered:

1. Items not classified as sporting equipment.
2. Motorized vehicles, drones, prosthetics, mobility devices, or business property.
3. Gross negligence or leaving gear unattended in an unlocked vehicle.

If your gear is lost, stolen, damaged, or delayed during outbound travel, Allianz reimburses the cost of renting replacement sporting equipment. The rental must be necessary for your trip, and a report must be filed with the relevant authorities within 24 hours of the incident.

Note: This does not apply to motorized sporting equipment.

• Select your travel type – Choose between Single Trip or Annual Multi-Trip coverage.
• Add Sports Cover – Customize your plan with coverage for sporting activities.
• Get a Free Quote – Enter your details to receive an instant quote.
• Buy Online – Complete your purchase in minutes and receive your policy document.

If you have questions about specific sports or activities, get in touch with us, and our experts will assist you in determining if your activity is covered.