At baggage reclaim, do you often worry that your case has travelled to a different part of the world to you? Or that your belongings are going to arrive damaged or missing completely?
Unfortunately, this can happen.
The good news is that travel insurance policies include cover for your baggage. Travel insurance for baggage is included within most policies and will help you out should something happen to your luggage whilst you are away!
Here is what you need to know:
What is baggage cover?
Baggage cover is a monetary cover that reimburses you for expenses up to a certain amount should your luggage get lost, stolen, damaged or delayed. It is included in most travel insurance policies, but you should always check that the level cover suits your needs and value of your belongings. You may wish to take out a high value baggage insurance policy depending on what you are taking with you.
What if my baggage is damaged by the airline?
Should your baggage become damaged in transit and at the fault of the airline, your travel insurance will cover this, but you must report the damage at the help desk before you leave the airport. You will need to fill in some forms which will be needed to make your claim.
What do I do if my luggage is stolen?
The same as if your luggage was stolen at home, you must report the theft it to the local police as soon as you have become aware. You will need to obtain a crime reference number which will then be needed to complete your claim form. Stolen luggage insurance is part of baggage cover.